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Más Que Dinero

“Más Que Dinero” captures the heart of the NAHREP 10 Disciplines and what they mean to our community. To me, this song is about redefining wealth beyond appearances while never forgetting the importance of generating real wealth, protecting it, and transferring it to our families. It speaks to the discipline required to live below our means, minimize debt, invest wisely, know our net worth, stay healthy, give generously, use our voice, and keep family at the center. My hope is that this song inspires our community to build with purpose today so we can leave a legacy of freedom, stability, and opportunity for the next generation.

Lyrics

[Intro]
¡Oye familia!
Esto no es solo dinero
Esto es legado
Esto es disciplina
Esto es vida

[Verse 1]
They told us wealth was a car and a chain
But shiny things fade when they’re bought with pain
Real wealth moves quiet, strong and deep
It’s the freedom you build while others sleep

Be top ten, don’t settle for less
Master your craft, let your work confess
Live below your means, stay ready for storms
When the market gets cold, your vision stays warm

[Pre-Chorus]
No more chasing what only looks rich
We’re building roots, not a temporary fix
From abuela’s prayers to the dreams of our kids
We rise with purpose in everything we did

[Chorus]
Más que dinero, más que ganar
It’s how we live, it’s who we are
Familia, salud, legado y fe
We build today for a stronger way

Más que dinero, feel that fire
We lift each other higher and higher
With discipline, heart, and vision too
The NAHREP 10 is how we move

[Verse 2]
Minimize debt, break every chain
Don’t let interest steal your name
Invest twenty percent, let it multiply
Real estate and stocks, reach for the sky

Know your net worth, write it down
You can’t change numbers you never found
Be politically savvy, use your voice
When we show up, we change the choice

[Pre-Chorus]
No more sitting outside the room
We bring light where they expected gloom
From the block to the boardroom, watch us grow
With every smart move, our children know

[Chorus]
Más que dinero, más que ganar
It’s how we live, it’s who we are
Familia, salud, legado y fe
We build today for a stronger way

Más que dinero, feel that fire
We lift each other higher and higher
With discipline, heart, and vision too
The NAHREP 10 is how we move

[Bridge]
Move your body, protect your health
Because what is money without yourself?
Give with love to those in need
A generous heart is a powerful seed

And don’t forget the ones at home
The dinner table is your throne
Your greatest wealth, your greatest win
Is the love you build with your children

[Breakdown, Spoken with rhythm]
Mark Pinilla said, listen close
As a NAHREP 10 Certified Trainer
He’s teaching families how to better their lives
Better their habits
Better their money
Better their future
Because this is not just success
This is significance

[Montuno Section]
Más que dinero
Más que dinero
Familia primero
Legado sincero

Más que dinero
Más que dinero
Wealth with a purpose
Heart full of fuego

[Verse 3]
Have a mature mind, don’t live for show
Top ten energy, let excellence grow
Live below your means, keep your spirit free
Minimize debt, own your destiny

Invest for the future, know what you’re worth
Use your voice and protect your earth
Health in your body, giving in your soul
Family at the center, that’s the ultimate goal

[Final Chorus]
Más que dinero, más que ganar
It’s how we live, it’s who we are
Familia, salud, legado y fe
We build today for a stronger way

Más que dinero, feel that fire
We lift each other higher and higher
With discipline, heart, and vision too
The NAHREP 10 is how we move

[Outro]
Más que dinero
Más que dinero
Not just income
A legacy we’re building

Más que dinero
Más que dinero
For our families
For our future
For our people

¡Azúcar!

Mark Pinilla at Miami Association of Realtors: El Contrato de Alquiler de Florida Y Animals de Servicio Y Apoyo en Espanol

Understanding the Florida Lease Agreement and effectively protecting the landlord, tenant, and Realtor’s interests. Learn what even some of the most experienced veteran real estate agents do not know and where most of the mistakes are made. Learn how to fill in the maintenance section, deal with active-duty military, and more.

This class and visual presentation lecture covers the Florida Lease Agreement intertwined with realtor & property management experiences based on how the lease was written/filled in. The training will cover the lease agreement flow from acquiring a tenant to the closing/move-in and the responsibilities of the Realtors® to their customers.

The Lease Agreement process will include:
• How to write a lease that protects the landlord, the tenant, and the Realtor®.
• Understand the difference between practicing law and being a Realtor®.
• Understanding the importance of naming the parties involved in the lease.
• Deposits and how to properly handle them.
• Understand the maintenance section and how it affects owners and tenants.
• How to handle active-duty military and their special exceptions to the leasing process.
• How to make sure the landlord does not pay for storage.
• Best practices for making sure all the sections are signed and initialed.
• Best practices when dealing with foreign landlords.

BONUS CONTENT:

• Service and Support Animals
• Understand the only questions you can ask a person requesting a reasonable accommodation.
• Understand the kind of documents that can be requested.
• Understand who can provide reasonable or trustworthy documentation as proof of the tenant’s need for a reasonable accommodation.
• Understand why a service or support animal is not a pet.

Register

How Mark Pinilla Can Help

Mark Pinilla is a top-producing property manager with Keyes Property Management and trainer with nearly 30 years of real estate and property management experience. He supports over 1,000 REALTORS® at The Keyes Company, providing expert guidance on lease agreements, landlord-tenant laws, and compliance best practices. 

For expert guidance on lease compliance, contact Mark Pinilla today.

#FloridaRealEstate #LeaseTermination #RentalProperty #LandlordTips #TenantRights #RealEstateInvesting #PropertyManagement #RealtorLife #HousingMarket #LegalLease #MarkPinilla

Mark Pinilla at Miami Association of Realtors: The Florida Lease Agreement and Service & Support Animals

Understanding the Florida Lease Agreement and effectively protecting the landlord, tenant, and Realtor’s interests. Learn what even some of the most experienced veteran real estate agents do not know and where most of the mistakes are made. Learn how to fill in the maintenance section, deal with active-duty military, and more.

This class and visual presentation lecture covers the Florida Lease Agreement intertwined with realtor & property management experiences based on how the lease was written/filled in. The training will cover the lease agreement flow from acquiring a tenant to the closing/move-in and the responsibilities of the Realtors® to their customers.

The Lease Agreement process will include:
• How to write a lease that protects the landlord, the tenant, and the Realtor®.
• Understand the difference between practicing law and being a Realtor®.
• Understanding the importance of naming the parties involved in the lease.
• Deposits and how to properly handle them.
• Understand the maintenance section and how it affects owners and tenants.
• How to handle active-duty military and their special exceptions to the leasing process.
• How to make sure the landlord does not pay for storage.
• Best practices for making sure all the sections are signed and initialed.
• Best practices when dealing with foreign landlords.

BONUS CONTENT:

• Service and Support Animals
• Understand the only questions you can ask a person requesting a reasonable accommodation.
• Understand the kind of documents that can be requested.
• Understand who can provide reasonable or trustworthy documentation as proof of the tenant’s need for a reasonable accommodation.
• Understand why a service or support animal is not a pet.

REGISTER

How Mark Pinilla Can Help

Mark Pinilla is a top-producing property manager with Keyes Property Management and trainer with nearly 30 years of real estate and property management experience. He supports over 1,000 REALTORS® at The Keyes Company, providing expert guidance on lease agreements, landlord-tenant laws, and compliance best practices. 

For expert guidance on lease compliance, contact Mark Pinilla today.

#FloridaRealEstate #LeaseTermination #RentalProperty #LandlordTips #TenantRights #RealEstateInvesting #PropertyManagement #RealtorLife #HousingMarket #LegalLease #MarkPinilla

Más allá de “The Devil Wears Prada”

Mark recomienda mucho asistir a este evento.

Más allá de la moda, descubre cómo percepción e interpretación definen tu presencia, autoridad y oportunidades profesionales.

Más allá de “The Devil Wears Prada” no es una conversación sobre moda.Es una lectura estratégica sobre poder, percepción e interpretación en entornos profesionales.

En esta masterclass, exploraremos cómo, en cuestión de segundos, las personas forman percepciones… y cómo esas percepciones se convierten en interpretaciones que definen tu posicionamiento, credibilidad y oportunidades.

A partir de referencias y situaciones inspiradas en la película, analizaremos dinámicas reales de liderazgo y los códigos invisibles que operan en entornos de poder.

Durante la sesión descubrirás:

  • Cómo se construye la percepción en los primeros segundos 
  • Por qué no basta con “verse bien” en un entorno profesional 
  • Cómo la interpretación de tu presencia impacta tu autoridad 
  • Qué códigos invisibles definen tu posicionamiento 
  • Cómo alinear tu identidad con la forma en que eres interpretado 

Esta sesión está diseñada para profesionales, líderes y emprendedores que buscan elevar su presencia desde una perspectiva estratégica.

Porque el problema no es tu capacidad…es cómo estás siendo interpretado.

Register

 

¿Listo para vivir hasta los 100 años?

Masterclass gratuita para definir tus números, protecciones y plan de legado para vivir hasta los 100 con confianza.

La mayoría de las familias no tienen un problema de dinero. Tienen un problema de claridad. Trabajan duro, pagan sus cuentas, tratan de hacer lo correcto, pero el plan no está por escrito. Los números no están definidos. Los documentos no están organizados. Entonces la vida sucede. Un problema de salud. Un cambio de empleo. Una muerte en la familia. Y las personas que amas terminan tratando de resolverlo todo bajo presión.

Esta Master Class gratuita fue diseñada para cambiar eso. Mark enseñará educación financiera de una manera simple, directa y enfocada en la acción. Definirás lo que realmente importa, calcularás los números clave que impulsan tu futuro y entenderás las protecciones que mantienen a tu familia firme si la vida cambia rápido.

Mark te ayudará a definir:

Metas y sueños, cómo quieres que se vea tu vida y por qué eso importa

Un Número aproximado de Independencia Financiera, la meta que hace que trabajar sea opcional

Tu patrimonio neto, lo que tienes, lo que debes y lo que necesita atención

Tu meta de fondo de emergencia de 3 a 6 meses, basada en tus gastos mensuales esenciales reales

La protección del ingreso familiar, con seguro de vida basado en necesidades y responsabilidades

La necesidad de proteger activos, transferir patrimonio y contar con voluntades anticipadas, para que tu familia tenga dirección y control

Esta clase es para personas que quieren tranquilidad. Personas que quieren construir riqueza generacional con intención, no con suposiciones. Personas que quieren proteger a su familia y organizar sus asuntos, para que sus seres queridos no queden tratando de entender finanzas, decisiones y documentos en el momento más difícil.

Saldrás con claridad, una lista de verificación y tus próximos pasos. Si quieres ayuda para convertir tus resultados en un plan simple, tendrás la opción de sentarte con Mark para un Análisis Gratuito de Necesidades Financieras.

 

Understanding Service & Support Animals at Edge House Miami

Join us at Edge House Miami for an informative session featuring Diana Niever and Mark Pinilla. Diana will present on Edge House Miami, including an overview of the building and its construction, while Mark Pinilla will lead an educational class on service and support animals in housing.

Mark’s portion of the class will help attendees understand the proper way to handle situations when renters request a service or support animal as part of the rental process. Participants will learn which questions may legally be asked when someone requests a reasonable accommodation, what documentation may be requested, who may provide reliable supporting documentation, and why a service or support animal is not considered a pet.

This session is ideal for real estate professionals, property managers, landlords, and anyone involved in housing who wants a better understanding of fair housing practices and the role of service and support animals.

Register Here

Follow Mark on Instagram for leadership insights and encouragement:
👉 https://www.instagram.com/markthespeaker

Connect professionally on LinkedIn:
👉 https://www.linkedin.com/in/markpinilla/

See what others are saying about Mark:
👉 https://share.google/M8EO56f4ZJTNVieuh

Follow Mark on Bluesky:
👉 https://bsky.app/profile/markpinilla.bsky.social

Being Ready Is Not a Feeling, It Is a Decision

Being ready is not a feeling. That is a lesson many of us learn the hard way. We tell ourselves we need to know more, feel more, see more, and experience more before we move. We think that once we have a little more information, a little more confidence, or a little more certainty, then we will finally be ready.

But somehow, it never feels like enough.

There is an internal battle in our heads that convinces us we cannot be successful until we feel ready. That is the trap. For many of us, readiness never shows up as a feeling. It shows up after a decision.

Why Being Ready Is Not a Feeling

Have you ever heard someone say, “You’re lucky”?

I understand what they mean. Sometimes the world defines luck as being in the right place at the right time. In my mind, that is lottery-ticket luck. It happens, but it is rare.

However, there is another kind of luck. It is the kind that shows up when preparation meets opportunity.

Is a race car driver lucky because he won? Or was he in the right place, at the right time, with the right training, the right repetition, and the right decision-making under pressure?

Put me in that race and I would be the slowest driver on the track.

Does a firefighter ever truly feel ready to run into a burning building, or do they make the decision to go in anyway? In my mind, most of us have it easy compared to that.

That is not luck. That is preparation.

What the STAR Personality Test Taught Me

About 25 years ago, I took a personality test called STAR, and it was one of the most impactful trainings I have ever taken. It helped me understand who I was, but just as importantly, it helped me understand who I could become.

STAR stands for:

S = Stability
T = Theory
A = Action
R = Relationship

I will not be able to do the full training justice here, but I hope I can at least help you understand these personality types.

An S is someone who likes order. They are organized and need things in place to feel like they can function. While that can be a strength, it can also slow them down. Sometimes the need for order keeps them from doing the very activities that would actually make them successful.

A T is what some might call the techy one, the analytical one, and the nerd all in one. They like to know why the world turns. They want information, stats, and numbers before making decisions. But the need to have all the information can also become their Achilles’ heel. This person often will not move forward until they feel they have all the information or all the training to make the right choice.

An A is a person who just does it. They do not always know how to do it, and yet they still try. Over and over until they get it. It does not matter how many mistakes they make, how much money they lose, or how uncomfortable it gets, they go after what they want.

An R is focused on relationships and how others feel, sometimes even in spite of their own feelings. They are cause-focused individuals. They care deeply. They are so giving that others may sometimes take advantage of them. Truly, they are the kind of person who would give you the shirt off their back.

While we all have varying degrees of each one, some are stronger than others. I also believe it is important that we work on strengthening the good aspects of each one.

My Strongest Traits Were T and R

At around 25 years old, my strongest traits were T and R. Funny enough, I know I still am. The difference now is that I have made it a point to strengthen the weaker traits too, especially the ability to act before I feel completely ready. Honestly, that growth has made a real difference in my life.

I say that because I am successful. I do very well, but I also know I could do so much more.

The most interesting part is that the A personality type often has an advantage when it comes to success, because action creates momentum.

Why?

Because of the ability to act without overthinking. To try things without knowing everything. To move forward without carrying so much concern about what others think.

That, to me, is one of the secret ingredients.

The A personality does not wait to feel ready. They make the decision to do it.

Being Ready Is Not a Feeling, It Is a Decision

So why is it so hard?

Because we are looking for the feeling to be right, when in reality, it does not matter nearly as much as we think it does. We are waiting for confidence, certainty, and comfort to show up first.

But most of the time, movement has to come first.

For me, one of the biggest struggles has been feeling like I am being pushy or getting into someone else’s business. Then I ask myself a harder question.

What if what I have is so important that it could truly change their life?

What if the difference I can make in their life could be exponential?

What if I stay quiet, and later I see that family member, friend, or potential client suffer, when I had an answer, a solution, or a path that could have helped them, and I never shared it?

How would I feel then?

That question changes everything.

Because sometimes what looks like being pushy is actually caring enough to speak up.

Sometimes what looks uncomfortable is actually necessary.

Sometimes what looks bold is exactly what love, service, and leadership require.

That is why this message matters so much to me:

Being ready is not a feeling. It is a decision.

You do not need to feel every emotion lining up perfectly before you begin. You do not need every answer before you take the first step. You do not need permission to move forward on the thing that has been sitting in your heart.

You need a decision.

Stop Waiting to Feel Ready and Start Moving

So what is today’s moral of the story? What do I want you to take home?

Stop waiting to feel ready, and start moving.

Make the call. Start the conversation. Share the value. Offer the help. Do the thing that has been pulling at your spirit.

If they are your friend or family, they will listen.

If they are not, show them value. Show them that you care.

Not too long ago, I wrote a legacy statement. This is my compass and my mission:

“My legacy will be that I served others so they could live a better quality of life and become better versions of themselves, financially, educationally, spiritually, and in their family lives. I hope to inspire them to serve in the same way.”

That is what I want my life to stand for.

So if you are in a rut, it is okay.

Find that person who is going to inspire you to do great things. Look for the person who is going to challenge you. Chase that dream and make it a reality.

Do not wait for the feeling.

Make the decision.

Because the people who change their lives are rarely the ones who felt the most ready.

They are the ones who decided to go anyway.

Make the Decision

At some point, we all have to stop waiting for the feeling and start making the decision.

So if you are ready to grow, to lead, to serve, and to build a better life for yourself and the people around you, connect with Mark Pinilla.

Because a better future does not begin when you feel ready. It begins when you decide.

Visit MarkPinilla.com to begin building your legacy:
👉 https://www.markpinilla.com

Follow Mark on Instagram for leadership insights and encouragement:
👉 https://www.instagram.com/markthespeaker

Connect professionally on LinkedIn:
👉 https://www.linkedin.com/in/markpinilla/

See what others are saying about Mark:
👉 https://share.google/M8EO56f4ZJTNVieuh

Follow Mark on Bluesky:
👉 https://bsky.app/profile/markpinilla.bsky.social

Quote & title inspired by Chicago Fire: “Being ready is not a feeling. It is a decision.”

Mark Pinilla at Miami Association of Realtors: The Florida Lease Agreement and Service & Support Animals

Understanding the Florida Lease Agreement and effectively protecting the landlord, tenant, and Realtor’s interests. Learn what even some of the most experienced veteran real estate agents do not know and where most of the mistakes are made. Learn how to fill in the maintenance section, deal with active-duty military, and more.

This class and visual presentation lecture covers the Florida Lease Agreement intertwined with realtor & property management experiences based on how the lease was written/filled in. The training will cover the lease agreement flow from acquiring a tenant to the closing/move-in and the responsibilities of the Realtors® to their customers.

The Lease Agreement process will include:
• How to write a lease that protects the landlord, the tenant, and the Realtor®.
• Understand the difference between practicing law and being a Realtor®.
• Understanding the importance of naming the parties involved in the lease.
• Deposits and how to properly handle them.
• Understand the maintenance section and how it affects owners and tenants.
• How to handle active-duty military and their special exceptions to the leasing process.
• How to make sure the landlord does not pay for storage.
• Best practices for making sure all the sections are signed and initialed.
• Best practices when dealing with foreign landlords.

BONUS CONTENT:

• Service and Support Animals
• Understand the only questions you can ask a person requesting a reasonable accommodation.
• Understand the kind of documents that can be requested.
• Understand who can provide reasonable or trustworthy documentation as proof of the tenant’s need for a reasonable accommodation.
• Understand why a service or support animal is not a pet.

REGISTER

How Mark Pinilla Can Help

Mark Pinilla is a top-producing property manager with Keyes Property Management and trainer with nearly 30 years of real estate and property management experience. He supports over 1,000 REALTORS® at The Keyes Company, providing expert guidance on lease agreements, landlord-tenant laws, and compliance best practices. 

For expert guidance on lease compliance, contact Mark Pinilla today.

#FloridaRealEstate #LeaseTermination #RentalProperty #LandlordTips #TenantRights #RealEstateInvesting #PropertyManagement #RealtorLife #HousingMarket #LegalLease #MarkPinilla

Mark Pinilla at Miami Association of Realtors: El Contrato de Alquiler de Florida Y Animals de Servicio Y Apoyo en Espanol

Understanding the Florida Lease Agreement and effectively protecting the landlord, tenant, and Realtor’s interests. Learn what even some of the most experienced veteran real estate agents do not know and where most of the mistakes are made. Learn how to fill in the maintenance section, deal with active-duty military, and more.

This class and visual presentation lecture covers the Florida Lease Agreement intertwined with realtor & property management experiences based on how the lease was written/filled in. The training will cover the lease agreement flow from acquiring a tenant to the closing/move-in and the responsibilities of the Realtors® to their customers.

The Lease Agreement process will include:
• How to write a lease that protects the landlord, the tenant, and the Realtor®.
• Understand the difference between practicing law and being a Realtor®.
• Understanding the importance of naming the parties involved in the lease.
• Deposits and how to properly handle them.
• Understand the maintenance section and how it affects owners and tenants.
• How to handle active-duty military and their special exceptions to the leasing process.
• How to make sure the landlord does not pay for storage.
• Best practices for making sure all the sections are signed and initialed.
• Best practices when dealing with foreign landlords.

BONUS CONTENT:

• Service and Support Animals
• Understand the only questions you can ask a person requesting a reasonable accommodation.
• Understand the kind of documents that can be requested.
• Understand who can provide reasonable or trustworthy documentation as proof of the tenant’s need for a reasonable accommodation.
• Understand why a service or support animal is not a pet.

Register Here

How Mark Pinilla Can Help

Mark Pinilla is a top-producing property manager with Keyes Property Management and trainer with nearly 30 years of real estate and property management experience. He supports over 1,000 REALTORS® at The Keyes Company, providing expert guidance on lease agreements, landlord-tenant laws, and compliance best practices. 

For expert guidance on lease compliance, contact Mark Pinilla today.

#FloridaRealEstate #LeaseTermination #RentalProperty #LandlordTips #TenantRights #RealEstateInvesting #PropertyManagement #RealtorLife #HousingMarket #LegalLease #MarkPinilla

Gratitude to Blueprint: Purpose, Stewardship, Legacy

A Master Class on Stewardship, Purpose, and Generational Legacy

From Gratitude to Blueprint is master class that teaches how to honor the blessings we have received by becoming wise stewards of them. Through service, intentional planning, wise counsel, and legacy-building, participants will learn how to turn gratitude into meaningful action and create something that can be passed on financially, educationally, and spiritually.

This is a Free Event.

Bring towels, blankets, and/or chairs to sit on the beach. 

Follow Mark Pinilla on Instagram

Follow Sunrise Gratitude Key Biscayne on Instagram