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Protect Your Legacy with Simple Estate Planning

Protect Your Legacy: A Simple Guide to Wills, Trusts, and Asset Protection

Imagine working your entire life to build something meaningful. A home, savings, a business. The real question is, will your legacy be protected when you are gone? Protect your legacy with simple estate planning to ensure that everything you have worked for continues to benefit the ones you love.

Without a plan, families often face court battles, unnecessary taxes, and confusion during already difficult times. You have the power to change that. Safeguarding your family’s future with basic estate planning ensures your wishes are honored and your assets pass smoothly to the next generation.

Preserving your legacy does not require complicated strategies. It simply requires taking intentional, thoughtful steps like writing a will, setting up a trust, or designating a healthcare directive. With a few key documents, you can protect your estate and provide your family’s peace of mind.

Remember, estate planning is an act of love, not just a legal process. It involves giving your family clarity, security, and the gift of an easier tomorrow.

If you want to protect your legacy using estate planning that’s simple, start today. Your future self and your family will thank you.

Why You Need a Will

A will is your voice when you are no longer here.

Without one, the court decides who gets what, not you. That often leads to unnecessary delays, massive expenses, and family conflict.

A will gives clarity, protects minor children, and honors your wishes. It is your first line of defense in estate planning.

Why You Might Need a Trust

A trust takes it a step further.

While a will must go through “probate” (an expensive, public court process), a properly set up trust keeps your estate private and efficient.

  • No court involvement
  • No lengthy delays
  • Immediate access to funds for your loved ones

Especially if you own real estate, a trust can be a game-changer in protecting your legacy.

What is a Living Will?

A living will protects your dignity and ensures your healthcare wishes are honored if you become incapacitated. It removes the burden from your family, sparing them from making heartbreaking decisions without guidance. A living will offers peace of mind during moments of extreme stress and safeguards your legacy through thoughtful choices.

What is a Lady Bird Deed (or Title)?

Especially useful in states like Florida and Texas, a Lady Bird Deed lets you transfer real estate to heirs automatically at death without probate, while keeping full control during your life. This deed is a strategic tool for simplified estate planning.

It is like handing off the baton smoothly, without dropping it.

A Real-World Story

Maria and John had two kids and a modest home. They figured they were too young to need a will.

When John passed away unexpectedly, Maria spent two painful years in probate court, draining $30,000 in legal fees. Money their kids could have used for college.

All because they had not spent a few hours planning.

Don’t let your family’s legacy suffer. Protect your legacy with simple estate planning.

Your Next Step: Work With Someone You Trust

Every family is different. That is why it is critical to work with someone who can guide you to the right solution customized for your life, your assets, and your wishes.

Mark Pinilla has the resources to guide you to the right professionals and organizations that can help you navigate wills, trusts, living wills, Lady Bird Deeds, and more with wisdom and compassion.

Learn more about how Mark can help you protect your legacy here: Mark Pinilla.

Final Thought: Estate Planning is Love in Action

It is not about how much money you have.

It is about making sure your life’s work and your love get passed on the right way, ensuring your legacy is protected with simple estate planning.

Don’t wait. Create peace of mind today for yourself and those you love most.


Need help protecting your family’s future? Reach out today and start building your lasting legacy.

#EstatePlanning #AssetProtection #ProtectYourLegacy #WillAndTrust #FamilyFirst #PeaceOfMind #LegacyPlanning #WealthProtection #SecureYourFuture #PlanAhead

NAHREP 10 Disciplines: Self-Awareness & Meaning

In a time when achievement is often mistaken for fulfillment, the question of what gives life true meaning has never been more urgent. Many chase success but feel no satisfaction. They build wealth but lack peace. As someone who trains and coaches others using the NAHREP 10 Disciplines, I have seen firsthand that meaning is not found in accolades or approval. It is created through alignment, action, and accountability.

Meaning is not something you stumble upon. It is something you build with intention. And the foundation is discipline.

Simon Sinek teaches us to start with why. John Maxwell reminds us that leadership is influence. Brene Brown urges us to lead with vulnerability and integrity. These principles, echoed in the NAHREP 10 Disciplines, point us toward a powerful truth. When you align your daily actions with your highest values, your life becomes meaningful because it begins to matter to others.

As a NAHREP 10 Certified Trainer, my mission is to help professionals grow their impact by living with intention. Whether you are building a real estate business, creating financial freedom, or becoming a role model in your community, the lessons are the same. Be honest with yourself, stay disciplined in your habits, and lead with vision, as highlighted by the NAHREP 10 Disciplines.

Self-Awareness of your Financial Position

Every step toward lasting growth begins with one critical act: telling yourself the truth. Not sugarcoating. Not avoiding. Just getting real. This isn’t about guilt—it’s about ownership. Because when you clearly see where you stand, you finally have the power to change it.

One of the most transformational financial habits is knowing your net worth. It’s not just a number—it’s a mirror. It reflects how you’ve handled money, what habits you’ve built, and where your priorities lie. Tracking your net worth forces you to face the truth: what you own, what you owe, and what direction you’re actually heading in.

When you do the math, you stop guessing—and start growing. Because awareness leads to smarter decisions, and smarter decisions lead to financial freedom. That’s why this NAHREP 10 Discipline isn’t optional. It’s foundational within the NAHREP 10 Disciplines framework.

Mastery and Growth is a Core Value

A life without skill is a life without direction. As professionals, we must commit to being excellent at what we do. That means becoming a student of our craft. It means reading, training, practicing, and sharpening our thinking every single day.

Clarity in language and confidence in communication are more than soft skills. They are tools of influence. Whether in a client consultation or a family conversation, those who can speak clearly, listen actively, and write with purpose are those who lead with impact.

Being coachable is one of the most underrated disciplines. It is not about admitting weakness. It is about welcoming growth. A willingness to learn from others and evolve your mindset is how you stay relevant and resilient, as highlighted by NAHREP 10 Disciplines.

The Climb to Success: Discipline and the NAHREP Path to Impact

No worthwhile goal comes without resistance. The best leaders are not those who had it easy. They are those who chose to keep climbing when things got hard. If you want to be in the top 10 percent of your profession, you need to train for it like an athlete. Not just with more effort, but with more intention.

Success is not about working more hours. It is about doing the right work with the right mindset, for the right reasons. When your purpose is clear, your energy has direction. When your goals have depth, your discipline becomes sustainable. Aligning with the NAHREP 10 Disciplines makes this journey easier.

Civic Engagement and Advocating with Purpose

One of the most important but often overlooked aspects of building a meaningful life is the ability to impact change beyond your immediate circle. True leadership includes understanding how laws, policies, and government systems affect your business, your community, and future generations.

Being politically savvy means staying informed about public policy, engaging with your local representatives, and using your voice to advocate for the interests of underserved communities. It is not about partisanship or political theater. It is about responsible citizenship and strategic involvement in the systems that shape opportunity.

The NAHREP 10 Disciplines challenge us to use our influence not just for profit, but for progress. Whether you are supporting housing legislation, advocating for fair lending, or encouraging civic participation, your engagement matters. Change does not happen by chance. It happens when prepared leaders show up.

Call to Action

Now is the time to begin. Whether you are reflecting on your finances, your leadership, or your community impact, the shift starts with one decision—to become more intentional, more informed, and more aligned. You have the power to begin that change today.

If you are ready to lead a life that is not just successful but significant, reach out. I would be honored to support your growth, your business, and your role in creating generational wealth within your community. Whether through a strategy session, a training workshop, or simply a meaningful conversation, let’s move forward together.

Contact Mark Pinilla to explore how the NAHREP 10 Disciplines can help you grow, give back, and lead with impact.

#LiveWithPurpose #MeaningfulLeadership #NAHREP10 #LatinoLeadership #GenerationalWealth #BuildWithDiscipline #PolicyWithPurpose #EmpowerYAvanza #RealEstateImpact #CommunityDrivenSuccess #MarkPinilla #PurposeInAction #AdvocateForChange #LeadershipDevelopment #LegacyBuilders #HispanicWealthProject #NAHREP #NAHREPSouthFlorida

How Falling Treasury Yields Affect Mortgage Rates and Real Estate

What Falling Treasury Yields Could Mean for You—and Your Real Estate Plans

By Mark Pinilla

You may have seen some headlines lately about the 10-year Treasury yield dropping below 4%. That probably sounds like something out of an economics textbook—but here’s why it actually matters to you, especially if you’re thinking about buying, refinancing, or investing in real estate.

When the 10-year Treasury yield drops, mortgage rates often follow. So this recent dip could be a sign that lower mortgage rates are on the way. And that’s great news for buyers, homeowners, and investors who are looking to make smarter moves while the opportunity is here.

What This Means for Buyers and Homeowners

If you’re a buyer, lower interest rates could make homes a little more affordable again—monthly payments go down when rates drop. And if you’re a homeowner with a rate that’s higher than today’s, this might be the right time to consider refinancing to lower your payment or free up some equity.

Even a small change in interest rates can make a noticeable difference in your monthly budget, so it’s worth paying attention.

Why Real Estate Still Makes Sense

The stock market has been up and down lately, and a lot of people are feeling uncertain about where to put their money. That’s one reason real estate continues to stand out—it’s a tangible, long-term investment that people trust.

When things feel unstable, people tend to look for something solid. Real estate has always been that kind of anchor—especially when it comes to building generational wealth or just creating more security for your family.

According to CNBC, the recent drop in yields is linked to economic concerns and shifts in investor confidence—further fueling demand for more stable investments like housing.

Let’s Talk Strategy—Without the Stress

You don’t need to be a financial expert to make smart real estate decisions. That’s what I’m here for.

My job is to keep an eye on what’s happening in the market and help you figure out how it applies to your situation. Whether you’re just starting to explore your options or already thinking about your next move, I’ll help you:

  • Understand what this interest rate shift could mean for your plans
  • Explore refinancing or buying opportunities with less pressure
  • Make informed, confident decisions—at your pace

A Good Time to Check In

No one knows exactly what the market will do next—but when rates show signs of dropping, it’s usually a good time to pause, reassess, and consider your options.

If you’ve been thinking about buying, selling, or refinancing, let’s connect. I’ll walk you through what’s happening without overwhelming you—and we’ll see if now’s the right time to take action or simply prepare for what’s next.

Mark Pinilla
Helping you navigate real estate with clarity and confidence.

Contact Mark Pinilla today!

#RealEstateNews #MortgageRates #RefinanceTips #HomeBuyingTips #RealEstateMarket #HomeLoans #RealEstateInvesting #HousingMarket2025 #MarkPinilla

Expand & Excel – Strategies for Scaling your Business

We’re bringing you an exclusive event with none other than René Rodriguez @learnwithrene as our special guest! 🎤✨
Join us on April 10th, from 9 AM to 2 PM, for Expand & Excel: Strategies for Scaling Your Business.

This incredible event is made possible by the powerhouse team at NAHREP West Broward and our amazing sponsors. Now, we want YOU to be part of it!

💡 Looking to take your business to the next level?
💼 Want to connect with top industry professionals?
🔥 Interested in becoming a sponsor and gaining premium visibility?

Now’s your chance! Don’t miss out on this game-changing opportunity to grow, connect, and thrive.

$55 Members
$110 Future Members
$50 VIP Add On

#NAHREPWestBroward #ExpandAndExcel #ReneRodriguez #BusinessGrowth #SponsorshipOpportunities

Debunking the Myths of Multi-Family & Condo Investments

Join us on April 22nd at 2 pm for our first educational event of the year. We will be debunking the myths of multifamily and condo investments! Gain expert insights and strategies to navigate these lucrative markets. Don’t miss out!

2:00 PM – 3:00 PM – Registration & Networking
3:00 PM – 6:00 PM – General Programming
6:00 PM – 7:00 PM – Networking

$25 Members
$45 Non-Members

 

Youth Leadership and Generosity in Veteran Support

Youth leadership and generosity in veteran support are powerful forces for change. Living the NAHREP 10 means embracing values that transform not only our lives but our communities. This week, I, Mark Pinilla, am shining a spotlight on three exceptional young leaders who embody Discipline #9: Be Generous with People Who Are Less Fortunate because philanthropy feeds your heart and spirit and gives more purpose to your work.

Youth leadership and generosity in veteran support.
Youth leadership and generosity in veteran support.
Mingrui Liu - Youth leadership and generosity in veteran support
Keven Hernandez
President
Junior
Ronnier Canizares
Director of Logistics
Senior
Mingrui Liu
Secretary
Soph0more

These three gentlemen from Hialeah Gardens Senior High School—Keven, Ronnier, and Mingrui—demonstrate how generosity and leadership can shape lives and uplift communities. As a NAHREP 10 Certified Trainer, I am proud to honor their commitment and spirit.

Youth Leadership in Action: The Birth of the Valor and Unity Crew

Keven initiated their journey by participating in a veteran community service project last year with Joshua Peralta, Vice President. Their passion for honoring veterans gave birth to the Valor and Unity Crew. Last year, they invited Mingrui to join their mission, further strengthening their cause.

“The Valor and Unity Crew is a student-led organization that aims to honor, support, and educate our community about veterans, military service, veteran struggles, and post-secondary options, both military and academic. This year, we successfully hosted our first event, bringing together veterans, teachers, students, and community leaders. We hope to build on this success and expand our mission in the years ahead.”

Generosity in Veteran Support: The Valor & Unity Expo

In January, I was honored to be invited to the Valor & Unity Expo, a groundbreaking event planned and executed by these inspiring students. The event featured several key elements:

  • Debates and Original Videos: High school teams competed, creating original content to raise awareness about veterans’ experiences and challenges.
  • Veteran Non-Profit Proposals: Students developed concepts for non-profits dedicated to veteran support.
  • Guest Speakers: Veterans Mr. William G. Perez and Manny Supervielle shared powerful stories about their military experiences.
  • Community Organizations: Groups like Vet Info, FIU, UM, The Army, and University of Florida were present to educate and offer resources to veterans and students.

As the founder of Vet Info and a committed community leader, I spoke about the critical mission to reduce the staggering number of 22 veteran suicides daily. Our commitment is to enhance mental health resources and create safe, supportive spaces for our veterans.

Why Youth Leadership and Generosity Matter

Running an event like the Valor & Unity Expo is no small task. It requires vision, dedication, and resilience. These young leaders showcased incredible organizational skills, peer collaboration, and, most importantly, a heartfelt commitment to serving our nation’s heroes.

Their efforts are a testament to what living the NAHREP 10 truly means. They didn’t just plan an event—they created a movement of awareness and support for veterans in their community.

The Power of Giving Back

Discipline #9 of the NAHREP 10 emphasizes the importance of being generous with those who are less fortunate. True generosity extends beyond financial contributions; it involves investing time, empathy, and energy to uplift others. Philanthropy is not just about giving—it’s about creating lasting impact, building connections, and empowering communities. This discipline nourishes the soul, offering deeper purpose and fulfillment. These students exemplify this spirit, proving that when we give from the heart, we inspire change, foster resilience, and create meaningful legacies that echo far beyond the moment of giving.

Lessons from The Go-Giver

The core philosophy of The Go-Giver by Bob Burg and John David Mann aligns closely with the actions of Keven, Joshua, and Mingrui. The book emphasizes that true success comes from giving value to others. These students demonstrated this principle by creating an event that provided immense value to veterans and their community. They embodied the “Law of Value” by focusing on how they could serve and uplift others rather than seeking personal gain.

Their commitment to generosity and leadership is a living example of the book’s message: that the more you give, the more meaningful your success becomes. Through their dedication, they not only impacted lives but also enriched their own sense of purpose and achievement.

Honoring Excellence in Veteran Support

It is my distinct pleasure to award Keven, Joshua, and Mingrui the Living the NAHREP 10 Award for Discipline #9. Their dedication and leadership are inspiring examples of how young individuals can create lasting change through youth leadership and generosity in veteran support.

A Call to Action for Youth Leadership and Veteran Support

To the broader community: let this be a call to action. Support student-led initiatives, honor our veterans, and engage in meaningful acts of generosity. Together, we can build a stronger, more compassionate world.

“Philanthropy feeds your heart and spirit and gives more purpose to your work.”

For those looking to learn more or support the cause, reach out to Mark Pinilla or Vet Info—an organization I founded, dedicated to saving veteran lives and building healthier communities.

To contact or support the Valor and Unity Crew.


#LiveTheNAHREP10 #ValorAndUnity #VetSupport #YouthLeadership #CommunityImpact

Boost Your Credit Score: Strategies for Financial Growth

What’s standing between you and your financial freedom? For many, it’s a three-digit number: your credit score. But the good news? You have the power to change it and boost your credit score.

Improving your credit score isn’t just about better loan terms or lower interest rates—it’s about building confidence and opening doors to new financial opportunities. Let’s explore how real strategies, smart decisions, and the right mindset can transform your financial path.

How Maria Turned Her Credit Around

Maria, a driven marketing professional, found herself stuck with a credit score of 620. The weight of a high credit card balance and a Home Equity Line of Credit (HELOC) was holding her back. Sound familiar?

Her Challenges:

  • High Credit Utilization: Credit cards nearing their limit were keeping her score low.
  • Complex Debt Mix: Managing both a credit card and a HELOC added financial strain.

What She Did:

  1. Tackled Credit Card Debt First: Knowing that reducing credit utilization could quickly boost her score, Maria focused on paying down her credit cards.
  2. Stayed Consistent with HELOC Payments: While the impact was slower, maintaining regular payments supported her long-term financial health.
  3. Minimized Debt: Inspired by NAHREP’s Discipline #4, Maria committed to minimizing debt to build long-term financial stability. Discipline #4 states: “Minimize Debt because it is the biggest enemy to wealth.” This principle emphasizes the importance of avoiding unnecessary debt and focusing on paying down existing obligations. Maria prioritized reducing her debt load, understanding that lower debt levels meant less financial stress and better credit health. By adopting this discipline, she created more room for financial growth and resilience. (Learn more about NAHREP 10)

The Result?

  • Within six months, her credit score soared to 700.
  • Maria gained not just financial leverage but confidence in managing her money.

If Maria can do it, so can you.

Boost Your Credit Score by minimizing debt

5 Simple Steps to Boost Your Credit Score

  1. Check Your Credit Report: Know where you stand. Identify errors or negative factors.
  2. Cut Down Credit Card Balances: Keeping your utilization below 30% (or ideally 10%) can give your score a quick lift.
  3. Stay Consistent with Payments: Never miss a due date—payment history makes up 35% of your credit score.
  4. Mix Up Your Credit: Having a combination of credit types can improve your score over time.
  5. Live Smart, Spend Smarter: Budget wisely. Building financial resilience now prepares you for the unexpected.

Want to Dive Deeper on boosting your credit score?

Check out “Your Score: An Insider’s Secrets to Understanding, Controlling, and Protecting Your Credit Score” by Anthony Davenport. It’s packed with strategies to help you navigate the credit system with confidence. Buy it on Amazon

Ready to Take Control of Your Financial Future?

Improving your credit score isn’t just a financial move—it’s a lifestyle shift. It’s about taking control, making intentional decisions, and setting yourself up for long-term success.

If you’re ready to boost your credit score and take charge of your financial journey, connect with Mark Pinilla for personalized guidance. His expertise can help you design a strategy that fits your goals and gets results.

What’s your biggest challenge with credit? Consistent effort, smart strategies, and expert advice can transform your credit and your financial future. Let’s take that first step together!

#CreditScore #FinancialGrowth #DebtManagement #NAHREP10 #FinancialFreedom #PersonalFinance #CreditRepair #WealthBuilding #SmartSpending #MarkPinilla #Empowerment

The Florida Lease Agreement and Service & Support Animals

Understanding the Florida Lease Agreement and effectively protecting the landlord, tenant, and Realtor’s interests. Learn what even some of the most experienced veteran real estate agents do not know and where most of the mistakes are made. Learn how to fill in the maintenance section, deal with active-duty military, and more.

This class and visual presentation lecture covers the Florida Lease Agreement intertwined with realtor & property management experiences based on how the lease was written/filled in. The training will cover the lease agreement flow from acquiring a tenant to the closing/move-in and the responsibilities of the Realtors® to their customers.

The Lease Agreement process will include:
• How to write a lease that protects the landlord, the tenant, and the Realtor®.
• Understand the difference between practicing law and being a Realtor®.
• Understanding the importance of naming the parties involved in the lease.
• Deposits and how to properly handle them.
• Understand the maintenance section and how it affects owners and tenants.
• How to handle active-duty military and their special exceptions to the leasing process.
• How to make sure the landlord does not pay for storage.
• Best practices for making sure all the sections are signed and initialed.
• Best practices when dealing with foreign landlords.

BONUS CONTENT:

• Service and Support Animals
• Understand the only questions you can ask a person requesting a reasonable accommodation.
• Understand the kind of documents that can be requested.
• Understand who can provide reasonable or trustworthy documentation as proof of the tenant’s need for a reasonable accommodation.
• Understand why a service or support animal is not a pet.

How Mark Pinilla Can Help

Mark Pinilla is a top-producing property manager with Keyes Property Management and trainer with nearly 30 years of real estate and property management experience. He supports over 1,000 REALTORS® at The Keyes Company, providing expert guidance on lease agreements, landlord-tenant laws, and compliance best practices. 

For expert guidance on lease compliance, contact Mark Pinilla today.

#FloridaRealEstate #LeaseTermination #RentalProperty #LandlordTips #TenantRights #RealEstateInvesting #PropertyManagement #RealtorLife #HousingMarket #LegalLease #MarkPinilla

Invest Every Month for Financial Wealth With Dollar Cost Averaging

The Biggest Investing Mistake: Waiting for the Perfect Time

Many people delay investing because they believe they need a large sum of money or must wait for the “perfect time” to enter the market. The reality? Financial freedom isn’t about timing the market—it’s about time in the market. The earlier and more consistently you invest, the more wealth you build. Invest every month for financial freedom, and you’ll be amazed at the results over time.

One of the simplest and most effective strategies for wealth-building is Dollar Cost Averaging (DCA)—a method that helps you grow your investments steadily, avoid emotional decisions, and leverage the power of compounding interest.


What is Dollar Cost Averaging (DCA)?

Dollar Cost Averaging is an investment strategy where you invest a fixed amount of money at regular intervals—regardless of market conditions. This means you buy more shares when prices are low and fewer shares when prices are high, ultimately averaging out your purchase price over time.

Example of DCA in Action:

Imagine you invest $500 per month into a stock market index fund:

  • In a month when prices are high, your $500 buys fewer shares.
  • In a month when prices are low, your $500 buys more shares.
  • Over time, your cost per share averages out, reducing the risk of investing everything at a market peak.

Why DCA Works:

Eliminates Emotional Investing – No need to worry about when to buy or sell.
Reduces Market Timing Risks – You benefit from long-term market growth rather than short-term swings.
Builds Wealth Consistently – Small, steady contributions grow significantly over time.

Automate Your Investments

The best way to stick with DCA is to automate your investments. Set up an automatic monthly transfer to an investment account, ensuring you stay consistent and take advantage of long-term growth. Invest every month for financial freedom, and let compounding do the rest.


The Power of Compounding Interest

Compounding interest is what turns small, consistent investments into massive wealth.

How It Works:

  • Your investments earn returns.
  • Those returns are reinvested, generating even more returns.
  • Over time, this cycle accelerates, creating exponential growth.

Example of Compounding Interest:

If you invest $1,000 at an 8% annual return:

  • After 1 year, you have $1,080.
  • After 2 years, you earn 8% on $1,080, growing to $1,166.
  • After 30 years, that $1,000 turns into $10,062—without adding a single extra dollar!

💡 Lesson: The earlier you start, the more powerful compounding becomes. Even small amounts invested today can lead to significant wealth.


The Rule of 72: How Your Money Doubles

The Rule of 72 is a simple formula to estimate how long it takes for your investment to double based on its return rate.

Formula:

72 ÷ Annual Interest Rate = Years to Double

Example:

  • If your investments earn an 8% return, your money doubles every 9 years (72 ÷ 8 = 9).
  • If you start with $10,000, in 9 years it becomes $20,000, then $40,000 in 18 years, then $80,000 in 27 years—without adding more money!

💡 The sooner you start, the more doubling cycles you get.


NAHREP Discipline #5: Invest at Least 20% of Your Income

The National Association of Hispanic Real Estate Professionals (NAHREP) created 10 disciplines for wealth-building, and Discipline #5 emphasizes investing at least 20% of your income in appreciating assets.

NAHREP Discipline 5

Why This Rule Matters:

Creates Generational Wealth – Investing in real estate, stocks, and businesses ensures long-term financial security.
Shields You from Inflation – Your money grows rather than losing value in a savings account.
Builds Passive Income – Investing allows your money to work for you instead of you working for money.

🔗 Learn more about NAHREP’s 10 Disciplines: NAHREP 10 Disciplines


Your Future Self is Waiting: Take Action Today

Imagine looking back 10 years from now, knowing you started investing today. The key to financial success is not how much you invest, but how early and consistently you do it.

Your Next Steps:

Start Now – Begin with any amount and stay consistent.
Commit to Your Financial Future – Small monthly investments compound into significant wealth.
Need Guidance? Contact Mark for expert direction on improving your financial future.

Schedule a consultation with Mark

The best time to invest was 10 years ago. The second-best time? TODAY.

#Investing #FinancialFreedom #DollarCostAveraging #CompoundingInterest #WealthBuilding #PassiveIncome #MoneyGrowth #RuleOf72 #NAHREP #SmartInvesting

Lesly Nicole Santiago – Living the NAHREP 10 Discipline #2

Living the NAHREP 10 Disciplines

Meet Lesley Nicole Santiago: A Humble Powerhouse and True Leader

Meet Lesley Nicole Santiago: A Humble Powerhouse and True Leader

The Rotary Club of Miami is home to many dedicated individuals, and Lesley Nicole Santiago stands out as someone deeply committed to her profession and her community. This week, she is being recognized for Living the NAHREP 10 Superstar for Discipline #2 “Be in the Top 10% of Your Profession”because being good is not good enough.

True success comes from striving for excellence, making an impact, and elevating those around you.

Success is measured in many ways, but Lesley’s influence is undeniable. At a recent event, I had the privilege of witnessing firsthand the respect she commands within her professional and community circles. Her colleagues hold her in high regard—Joshua Mendez praised her dedication and work ethic at Banesco, while Diane Landsberg, the current President of the Rotary Club of Miami, repeatedly encouraged her to become the next club president. Time and time again, people turned to Lesley for guidance and insight, recognizing her as the go-to person for knowledge and leadership.

Beyond her professional accomplishments, Lesley’s passion for service is evident in everything she does. In the short time I have known her, I have seen her work with purpose and intention, always striving to create meaningful change. Recently, in collaboration with Banesco and NAHREP South Florida, she has committed to supporting homeownership and fostering generational wealth within the Hispanic community. Her leadership and dedication will undoubtedly help strengthen the partnership between these organizations.

It is essential to highlight and celebrate professionals like Lesley—individuals who work tirelessly to make a difference. As a father to two young women in college and a husband who values equality, I believe that recognizing and uplifting strong female leaders is key to building a more inclusive and equitable future.

As a NAHREP 10 Certified Trainer, I am proud to honor Lesley Nicole Santiago for embodying these principles and serving as a shining example of excellence and service. Her impact is real, and her dedication is inspiring.

Bravo, Lesley! Keep leading with passion and purpose—because being good is not good enough!

Find out more about The NAHREP 10 Disciplines.

Are you looking to incorporate wealth disciplines in your life? Contact Mark Pinilla for more information.

Leadership #Excellence #NAHREP10 #RotaryClubMiami #WomenInBusiness #CommunityImpact #GenerationalWealth #HispanicLeadership #SuccessMindset #ServiceAboveSelf #ProfessionalGrowth #EmpoweredWomen #BeTheTop10 #LeadWithPurpose #LesleyNicoleSantiago #MarkPinilla